Multichannel collections
WhatsApp, SMS, email, calls, and other channels coordinated from one operating flow.

Certeza turns existing company data into prioritization, multichannel follow-up, payment reconciliation, and traceability, with support during implementation.
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WhatsApp, SMS, email, calls, and other channels coordinated from one operating flow.
A pilot can begin with files or exports; any technical connection is validated before implementation.
Free implementation, guided configuration, and support to activate the operation.
Platform and solutions
Certeza is a service-as-software collections platform that runs portfolio management on autopilot: it turns existing data into prioritized actions, coordinated outreach, and clear recovery reports with minimal human intervention.
Ranks accounts by aging, value, and response signals so the team starts where recovery is most urgent.
Activates WhatsApp, SMS, email, calls, and internal tasks as one traceable sequence.
Consolidates activity, promises, payments, and recovery results for finance and management.
Operating view
Existing data
ERP, CRM, or accounting system
Omnichannel management
WhatsApp, SMS, email, and calls
Executive reporting
Activity, promises, and recovery

Key capabilities
Each module is designed to move portfolio forward: prioritize accounts, contact through the right channel, connect to existing data, and preserve clear evidence of progress.
Segments portfolio, detects accounts that need attention, and orders work by response probability, aging, and value so the operation advances under approved rules.
Orchestrates WhatsApp, SMS, email, calls, and internal tasks so each contact is part of a traceable sequence.
Receives files or exports from the ERP, CRM, or accounting system without forcing the organization to replace core platforms. API connections are evaluated for each source.
Shows activity, effective contact, promises, payments, and progress so management and operations share the same view.
Industry solutions
Each solution has its own page because data, obligations, exceptions, and collection language vary across industries.
Cross-industry solution
Review the complete assessment, segmentation, contact, arrangements, reconciliation, and reporting process before exploring an industry-specific solution.
Preventive, administrative, and pre-legal out-of-court follow-up for residential communities.
View solutionB2B follow-up for invoices, promises, and partial payments without harming commercial relationships.
View solutionTuition collection and reconciliation by payer, student, charge, and invoice.
View solutionRecurring follow-up and payment matching without replacing the billing system.
View solutionRent collection and reconciliation with context by lease, property, and charge.
View solutionDelinquency management by obligation with disputes, fraud, and exceptions under control.
View solutionReceivables and reconciliation kept separate from billing, claims, and technical operations.
View solutionDirect patient balances using minimal financial data and no clinical records.
View solutionIntegrations
Certeza can receive files, exports, or data from accounting systems, CRMs, and ERPs. The brands shown identify possible data sources; they do not imply native integration, certification, sponsorship, or a commercial partnership.




How it works
The platform turns scattered information into a prioritized, multichannel, and visible collections operation that can advance on autopilot under defined controls.
01
We start from the portfolio, payments, customers, and contact data available in the current ERP, CRM, file, or accounting system.
02
We define segments, schedules, communication tone, allowed channels, and escalation criteria with the client team.
03
Certeza coordinates reminders, messages, calls, tasks, and follow-up to move each account toward a response or payment with minimal manual intervention.
04
The team sees activity, effective contact, promises, payments, and recovery to decide with data instead of perception.
Implementation
We do not sell only a tool. We configure a service-as-software operation so Certeza fits your organization's data, channels, and controls and operates with minimal human intervention.
Certeza complements the existing operation. The data exchange method—file, export, or authorized API—is validated for each system.
A dedicated team helps parameterize rules, templates, reports, and operating criteria from the start.
The operation is designed to maintain traceability, approvals, and contact rules aligned with applicable requirements.
Frequently asked questions
Direct answers about integration, implementation, channels, and traceability before connecting the portfolio.
Certeza is a service-as-software collections platform with specialized collection agents powered by artificial intelligence. It helps companies and entities recover portfolio without relying on spreadsheets, isolated messages, or manual follow-up. Unlike a copilot that only suggests tasks, Certeza executes recovery workflows on autopilot under approved rules. The solution uses existing data from the ERP, CRM, accounting system, or portfolio file, ranks accounts by priority, activates outreach through WhatsApp, SMS, email, calls, and internal tasks, and keeps every interaction traceable. The Certeza team supports initial implementation at no cost to configure sources, rules, templates, reports, and controls. In practice, Certeza turns an operational collections service that would normally be manual or outsourced into software that executes autonomous, measurable, and visible management for finance, operations, and administration. This lets teams supervise results, exceptions, and recovery without executing every step manually, while preserving auditability and customer-specific operating rules.
No. Certeza works as a specialized collections layer on top of existing information. A pilot can begin with files or exports containing receivable, payment, customer, and contact data. An API connection is offered only after the available access and format are validated; naming a system does not imply a native integration or partnership with its provider.
Certeza is designed as a collections autopilot, not a suggestion copilot. The platform executes contact sequences, reminders, tasks, and follow-up with minimal human intervention, while the responsible team keeps control over rules, templates, approvals, exceptions, and results.
Initial implementation is free and includes support from a dedicated team to configure data sources, rules, templates, channels, and reports according to the client's operation.
Certeza can coordinate WhatsApp, SMS, email, calls, internal tasks, and other available digital channels. Each interaction is tied to an account to preserve traceability and follow-up.
Yes. In addition to managing overdue portfolio, Certeza can activate preventive reminders before due dates or during early delinquency stages. This keeps communication consistent, reduces operating work, and helps prevent more obligations from reaching intensive collection.
Let's talk
Tell us how you manage receivables today. We will review your data sources, available channels, and goals to determine whether a Certeza pilot fits your operation.